Policy Overview

SBI General's Hospital Daily Cash Insurance Policy

Good health is something we all want. However, the fact is sometimes we might fall sick and be hospitalized. There might be some expenses on a daily basis that need to be met over and above the ones covered by our health insurance policy. How do we take care of these needs in such times?

With SBI General's Hospital Daily Cash Insurance Policy you can be in control in such situations. The Policy provides you with a fixed benefit for each day of hospitalization, irrespective of the actual medical cost. It thus provides you with additional protection & takes care of extra expenses like traveling, food etc.

Policy Benefits

• Daily Hospitalization expense for each continuous and completed period of 24-hour hospitalization.

• ICU Hospitalization expenses are up to twice the daily benefit.

• Accident hospital confinement expense is covered in this policy.

• Maternity hospitalization expenses will also be covered by this policy. (Maximum 5 days)

Policy Details

• Policy Name: SBI General Hospital Cash Insurance Policy 
• Policy Type: Family definition – Self + Spouse + 2 Children’s
  
  

• Policy Servicing Office: Ground Floor, D-49, Sector 63 Rd, D Block, Sector 63, Noida, Hazratpur Wajidpur, Uttar Pradesh 201301

Coverage Details

Policy Inclusions

Claim Process

Grievance Redressal

In case of any grievance, the Insured Person/ Policyholder can contact Us with the details through the mentioned Email ID.

support@bankit.in or prabhu.mishra@bankit.in

FAQs

1. Who can take this policy?
   This policy is valid for Indian citizens aged between 91 days and 65 years.
2. What is the waiting time for (PED) pre-existing diseases?
   You have to wait for 2 years for pre-existing diseases to be covered.
3. What about waiting time for specific illnesses?
   There is a 2-year waiting time for some specific illnesses.
4. Is there a waiting time after buying the policy?
   Yes, there’s a 30-day waiting time before the policy starts covering except for accidental cases.
5. When does maternity coverage start?
   Maternity is covered after 9 months from the start of the policy.
6. Are the policy rates same for everyone?
   Yes, the rates are the same for all ages, not based on age groups.